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PRZOOM - /newswire/ -
Milwaukee, WI, United States, 03/19/2010 - Until recently, Wisconsin was the only state in the nation that had restrictions on Roth IRA conversions. The recent change allows Wisconsin to catch up with the rest of the country.
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Federal law was changed to allow conversions for people of all incomes without penalties as of January 1, 2010. Most states adopted the standard, but Wisconsin continued to charge penalties for residents who earned more than $100,000 annually. Initial penalties were as high as 5.3% of money that was transferred, and 2% a year from there on.
Under the new rule, Wisconsin residents of all income levels will be able to convert a traditional individual retirement account to a Roth IRA without penalty because of legislation signed by Governor Doyle on March 15.
Understanding IRAs
As an investment professional, IRA's are a natural place to start helping clients with retirement planning. A powerful tool to help clients retire in dignity is the Individual Retirement Account (IRA). Quest CE offers Insurance Continuing Education approved for the state of Wisconsin which can help wholesalers understand the difference between Traditional and Roth IRAs and how the Stretch IRA can help with estate planning. Our “Understanding IRAs” course will provide a better understanding of both Traditional and Roth IRAs and some of the decisions that clients may face in planning for their retirement.
About Quest CE
Over the past 20-plus years, Quest CE (questce.com) has built a reputation of being the premier provider of Compliance Education to the financial services industry. Quest CE serves more than 100 leading insurance carriers, broker/dealers, banks, and other financial institutions. We are a privately held firm which allows us to quickly meet the ever-changing needs of our clients. Our commitment is to provide advanced custom solutions at cost effective rates while providing a level of service that greatly surpasses that of our competitors. Quest provides a single source solution for organizations training and compliance needs, saving you both time and money.
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Agency / Source: Quest Continuing Education Solutions
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