Release date: 2009-09-30

Torrey Pines Bank Announces New InterAct Checking

(PRZOOM - Press & Newswire) —  Carmel Valley, CA, United States, 2009-09-30 - Leading San Diego commercial bank announces new product to give small and medium business customers value over many traditional business banking accounts that charge by number of transactions made


Torrey Pines Bank, a leading, local commercial bank with offices throughout San Diego County and an affiliate of Western Alliance Bancorporation, today announced InterAct Checking, giving small and medium business owners access to high quality banking services while enabling them to save time and money. Customers that sign on for an InterAct Checking account will have access to internet-direct banking and be able to scan in and deposit checks via an e-Deposits scanner at their offices, as well as transfer money to and from that account to multiple other accounts. They will also gain access to online bill pay and a Torrey Pines Bank relationship banker to provide support and consultative services, all for a low maintenance fee of $30 per month.

The expanded service from Torrey Pines Bank now gives small and medium business customers a big value over many traditional business banking accounts that charge by number of transactions made and, at some banks, can result in monthly fees as high as three to five times that of InterAct Checking. The service is ideal for business customers, including sole proprietorships, non-profits, physicians groups, veterinary clinics and others, that are looking for greater convenience and flexibility with internet-direct banking and that make less than 20 deposits per month.

With access to an eDeposits scanner, InterAct Checking customers can quickly and easily make deposits to their InterAct Checking account from the convenience of their offices, without having to go to a branch or pay courier services. Same-day deposits can be made until 6 pm, and the savings obtained with this service quickly pays for the cost of the scanner in as little as three months. InterAct Checking customers get the same level of high quality service for which Torrey Pines Bank has become known, including access to a relationship banker.

“We are very excited to be announcing InterAct Checking because of the value to small and medium businesses we know it is going to bring. At Torrey Pines Bank we are all about the success of our customers and know that their success means our success,” said Ruth Danielson, senior vice president, cash management sales manager at Torrey Pines Bank. “Because of this, we are always looking for ways to help business owners and executives manage expenses and maintain profitability, and the current economy makes this and other valuable services that we offer all the more important.”

Torrey Pines Bank offers a number of other services, dedicated to helping to ensure its business customers’ success, including access to business seminars and training programs and a, robust cash management platform. Non-profit organization customers can enroll in a cash back program when they open an interest bearing or non-interest bearing depository account. In 2008, the bank gave non-profit customers over $30,000 in cash-back contributions, paid out at the end of first quarter 2009. It also made over $145,000 in charitable contributions to San Diego organizations and groups for this year as of June 30, 2009.

About Torrey Pines Bank
Torrey Pines Bank ( is a California-chartered commercial bank, providing commercial and financial services to small and middle market businesses, and personal banking services to proprietors, employees, executives and consumers desiring a personal banking relationship.


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