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AKKI Chooses CRIF as Strategic Partner to Develop its New Credit Card Information System - The Indonesia Credit Card Association (AKKI) and CRIF has organized an event at the Mandarin Oriental Hotel, in Jakarta, to officially present their strategic partnership and the new credit card information system project - CRIF.com
AKKI Chooses CRIF as Strategic Partner to Develop its New Credit Card Information System

 

PRZOOM - /newswire/ - Bologna, Italy, 2013/07/17 - The Indonesia Credit Card Association (AKKI) and CRIF has organized an event at the Mandarin Oriental Hotel, in Jakarta, to officially present their strategic partnership and the new credit card information system project - CRIF.com.

   
 
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AKKI has selected CRIF to establish its world class information system to collect data on credit cards and help its members (at the moment the country’s 21 major banks and financial institutions) streamline credit risk management and internal processes supporting them in growing their business.

According to data and trends analyzed by AKKI, over the last three years Indonesia has seen a 10% increase in credit card issued yearly thanks to the country's robust economic growth as well as its middle-class boom. In addition, an act issued by the Central Bank of Indonesia on a maximum number of credit card that a person with a specific income bracket can have and a second act issued on February 2013 (which regulates interbank information systems) have led AKKI to look for a trustworthy partner able to sustain its further development in the credit card market and help provide its members with more advanced services.

With over 25 years of experience and impressive business success in the development and management of credit information systems worldwide, specifically in Europe, America, Africa and Asia, CRIF (crif.com) was chosen amongst a selected group of major international market players.
Steve Marta, General Manager at AKKI explains: “We have been looking for a new partner that can provide us with a comprehensive and high-quality service. CRIF has already demonstrated an impressive level of expertise on an international level and understanding of our requirements, combined with an innovative and flexible approach to developing a robust information system for our business.”

AKKI’s credit card information system will have the potential to collect negative as well as positive credit information, and build up historical data on borrowers’ credit activities.

The credit card information system developed by CRIF, designed to grant a full credit history, will give Indonesian consumers easier access to credit, allowing them to obtain more favorable conditions, and will help banks move from a more traditional approach to a more advanced and automated risk assessment model based on individual credit references. Overall, the information system will help prevent the risk of over indebtedness, protecting both borrowers and lenders. As a result, lenders will be able to deliver financial services at significantly reduced costs and expand credit to wider segments of the economy.

“Credit information systems are a key element of a country’s financial infrastructure, and are essential to facilitating access to financial services. We are excited for this assignment from AKKI, which confirms our strong commitment in the Indonesian market”, explained Enrico Lodi, General Manager of Credit Bureau Services at CRIF.

 
 
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AKKI Chooses CRIF as Strategic Partner to Develop its New Credit Card Information System

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