Free press releases distribution network?

More news: Software
Agency / Source: Oracle Corporation

Check Ads Availability|e-mail Article


Are you the owner of this article?, Turn it PREMIUM with your LOGO instead - and make it 3rd party Ads-Free! within the next hour!



Oracle Introduces Oracle Financial Services Pricing Management, Capital Charge Component - New application enables financial institutions to actively manage portfolios based on risk-adjusted return and optimize use of capital (NASDAQ: ORCL)
Oracle Introduces Oracle Financial Services Pricing Management, Capital Charge Component

 

PRZOOM - /newswire/ - Redwood Shores, CA, United States, 2011/10/24 - New application enables financial institutions to actively manage portfolios based on risk-adjusted return and optimize use of capital (NASDAQ: ORCL). NYSE, NASDAQ: ORCL

   
 
Your Banner Ad Here instead - Showing along with ALL Articles covering Software Announcements

Replace these Affiliate Programs at ANYTIME! Your banner here within the next hour. Learn How!


 

To help financial services institutions grow profitably and optimize risk-adjusted performance, Oracle today introduced Oracle Financial Services Pricing Management, Capital Charge Component.

Increasing competition and narrowing profit margins require banks to manage their loan portfolios more efficiently and with a finer balance between maximum returns, minimal costs and the bank’s appetite for risk. An incorrectly priced loan can upset this balance and result in losses to the bank. Traditional, uniform loan pricing policies can result in loan prices that are insufficient to cover the additional risk.

Oracle Financial Services Pricing Management, Capital Charge Component enables banks to actively manage their credit portfolios based on risk-adjusted returns, optimize utilization of capital, and obtain a complete view of the risk and profitability of each new exposure through on-demand pricing reports and dashboards. Front-line managers can now rapidly and accurately assess the risks associated with each new transaction and calculate the profitability of each deal and customer.

The new application complements Oracle Financial Services Pricing Management, Transfer Pricing Component to offer a comprehensive risk-based pricing solution that calculates, in real time, the risk-adjusted returns of each proposed exposure while taking into account the associated costs and the required capital collateral. While the Transfer Pricing Component calculates the transfer price and minimum required rate for each exposure, the Capital Charge Component estimates the capital to be held against the exposure, the validity of the interest rate charged and the resulting risk-adjusted profitability. The application enables relationship managers to easily request and access all relevant information relating to the exposure in order to provide a quick response to customer inquiries.

The new analytical application enables front-line managers to assess risk and profitability based on user-specified parameters and make rapid comparison against benchmarks. It also enables analysis of metrics under various customer ratings transition scenarios.

Oracle Financial Services Pricing Management, Capital Charge Component covers all products on the assets side of the balance sheet, including amortization loans, bullet loans, and structured products, and calculates the risk-adjusted performance measures, risk-adjusted return on capital (RAROC), and shareholder value added (SVA). It also supports multiple pre-packaged regulatory capital Runs that meet guidelines specified by U.S. regulators, the Bank for International Settlements (BIS), and the Reserve Bank of India (RBI).

Built on the common Oracle Financial Services Analytical Applications platform, Oracle Financial Services Pricing Management, Capital Charge Component interacts easily with other Oracle risk applications, such as Oracle Financial Services Basel II, and Oracle Financial Services Economic Capital Advanced to leverage existing investments in configuring capital computation methodologies.

Supporting Quote
“Oracle Financial Services Pricing Management, Capital Charge Component provides front-line managers with on-demand access to the information they need to assess the costs and risks associated with each new exposure and then determine an optimal price for transactions,” said S. Ramakrishnan, group vice president and general manager, Oracle Financial Services Analytical Applications. “Banks can now manage their portfolios based on risk-adjusted returns and optimize the allocation of capital by distinguishing between low- and high-risk customers.”

About Oracle
Oracle (oracle.com) engineers hardware and software to work together in the cloud and in your data center.

Trademark
Oracle and Java are registered trademarks of Oracle Corporation and/or its affiliates. Other names may be trademarks of their respective owners.

Contact Info
Mary Tobin, O’Keeffe & Company
P: +1.503.658.7396 / E: mtobin[.]okco.com.

 
 
Your Banner Ad Here instead - Showing along with ALL Articles covering Software Announcements

Replace these Affiliate Programs at ANYTIME! Your banner here within the next hour. Learn How!


 

Agency / Source: Oracle Corporation

 
 

Availability: All Regions (Including Int'l)

 

Traffic Booster: [/] Quick PRZOOM - Press & Newswire Visibility Checker

 

Distribution / Indexing: [+] / [Company listed above is a registered member of our network. Content made possible by PRZOOM / PRTODAY indexing services]

 
 
# # #
 
Software Warnings - IMPORTANT:
Always be aware/cautious about what you download on your computer/mobile! PURCHASE SOFTWARE related keywords / Banner Ads. Click HERE for details!
.

 
  Your Banner Ad showing on ALL
Software articles,
CATCH Visitors via Your Competitors Announcements!


Oracle Introduces Oracle Financial Services Pricing Management, Capital Charge Component

Company website links NOT available to basic submissions
It is OK to republish and/or LINK any newswire for any legitimate media purpose as long as you name PRZOOM - Press & Newswire and LINK as the source.
 
  For more information, please visit:
Is this your article? Activate ALL web links by Upgrading to Press Release PREMIUM Plan Now!
Oracle |
Contact: Caroline Yu Vespi - Oracle.com 
650-506-8920 caroline.yu[.]oracle.com
 
PRZOOM / PRTODAY - Newswire Today disclaims any content contained in this article. If you need/wish to contact the company who published the current release, you will need to contact them - NOT us. Issuers of articles are solely responsible for the accuracy of their content. Our complete disclaimer appears here.
IMPORTANT INFORMATION: Issuance, publication or distribution of this press release in certain jurisdictions could be subject to restrictions. The recipient of this press release is responsible for using this press release and the information herein in accordance with the applicable rules and regulations in the particular jurisdiction. This press release does not constitute an offer or an offering to acquire or subscribe for any Oracle Corporation securities in any jurisdiction including any other companies listed or named in this release.

Software via RSSAdd NewswireToday - PRZOOM Headline News to FeedBurner
Find who RetweetFollow @NewswireTODAY



Are you the owner of this article?, Turn it PREMIUM with your LOGO instead - and make it 3rd party Ads-Free! within the next hour!




Read Latest Press Releases From Oracle Corporation / Company Profile


Read Software Most Recent Related Press Releases:

IBM Debuts Blockchain Ecosystem to Help Accelerate Growth of Networks on Hyperledger Fabric
Permanent TSB to Improve Contact Centre Performance and Compliance with Noble Systems Composer Real-Time Speech Analytics
Rush Health Selects InterSystems HealthShare to Integrate Health Records, Support Value-Based Care
IBM Launches New Bluemix Services with GitHub and Slack Integration to Speed App Development in the Cloud
Yellowfin Launches Analytics Industry’s First Virtualized Integrated Data Preparation Module
TIBCO Releases TIBCO Mashery Local API Management Solution for Hybrid Gateway Deployments
Comways and Altitude Highlight Flexible Solutions at Belgium Contact Center Congress
Gruppo Campari Chooses OpenText Business Network for B2B Growth
Infor Delivers Enhanced Mobile Equipment Solution
Mentor Graphics and SiliconIndia Announce 2016 Leadership Awards for the Embedded/VLSI Industry

Boost Your Social Network
& Crowdfunding Campaigns


LIFETIME SOCIAL MEDIA WALL
 
NewswireToday Celebrates 10 Years in Business
Find business coaching, life coaching, executive coaching and corporate coaching, best selling coaching books, ...



PREMIUM Members


Visit  BizJobs.com

Visit  JobsWare.com

Visit  Triggr & Bloom







 
  ©2016 PRZOOM — Limelon Advertising, Co.
Home | About PRZOOM | Advertise/Pricing | Contact | Investors | Privacy/TOS | Sitemap | FRANCAIS
newswire, PR free press releases distribution service magazines engine news alert newsroom press room breaking news public relations articles company news alerts newswiredistribution ezine bizentrepreneur biznewstoday digital business report market search pr firms agencies reports distri-bution today investor relation successful internet entrepreneur newswire distribution prtoday.com freenewswiredistribution asianewstoday bizwiretoday USA pr UK today